Lazo Fintech Inc Platform Privacy Policy
Welcome to the website (the “Site”) of Lazo Fintech, Inc. (“Lazo,” “we,” “us,” or “our”). Lazo provides a financial services platform, software, and related services to our Customers (collectively, including the Site and any related mobile and web applications, the “Service”). The Service is directed towards our Customers and potential customers and should not be used for personal, family, or household purposes. We treat all personal information covered by this Privacy Policy as pertaining to individuals acting as business representatives, rather than in their personal capacity.
This Privacy Policy explains the Personal Data (defined below) we collect, how we use and share that data, and your choices concerning our data practices.
By using the Service, you agree to the practices described in this Privacy Policy. If you do not agree to this Privacy Policy, please do not access the Site or otherwise use the Service. Before using the Service or submitting any Personal Data to Lazo, please review this Privacy Policy carefully and contact us at the address set forth below if you have any questions.
This Privacy Policy is incorporated into and forms part of our Terms of Service. Any capitalized terms not defined in this Privacy Policy shall have the same meaning as in our Terms of Service.
- Personal Data You Provide: We collect Personal Data when you submit information to us through our “Contact” page on the Site, register for the Service, or link accounts to the Service. The Personal Data collected during these interactions may vary based on what you choose to share with us, but it will generally include your name, email, telephone number, and employment information like your company and job title. While you are using our mobile applications, we may also collect location data through your device to facilitate expense reporting accuracy.
- Personal Data We Collect Through Our Social Media Pages: We have pages on social media sites like Facebook, Twitter, Youtube, LinkedIn, and others (“Social Media Pages”). When you interact with our Social Media Pages, we will collect Personal Data that you elect to provide to us, such as your contact details. In addition, the companies that host our Social Media Pages may provide us with aggregate information and analytics regarding the use of our Social Media Pages.
- Personal Data Processed on Behalf of Customers: In order to provide the Services, our platform connects to our Customers’ systems, and third-party services our Customers use, to access Customer’s and Customer’s clients’ financial, accounting, and related data. Through those connections, we may receive Personal Data about employees and customers of our Customers and our Customers’ clients that such Customers make available to us, such as employee names, titles, and contact information, vendor names and contact information, transaction histories, and client names, contact information, and financial information. We process that information pursuant to our Terms of Service and other agreements with our Customers. We have no direct relationship with the individuals whose Personal Data we process on behalf of our Customers. If you are such an individual and would no longer like your data to be used by one of our Customers that use our Services or you would like to access, correct, or request deletion of your data, please contact the Customer that you interact with directly.
- Personal Data We Receive Automatically From Your Use of the Service: When you visit, use, and interact with the Service, we may receive certain information about your visit, use, or interactions. For example, we may monitor the number of people that visit the Service, peak hours of visits, which page(s) are visited, the domains our visitors come from (e.g., google.com, yahoo.com, etc.), which browsers people use to access the Service (e.g., Chrome, Safari, Firefox, etc.), broad geographical information, and navigation patterns. In particular, the following information is created and automatically logged in our systems:
- Log data: Information that your browser automatically sends whenever you visit the Site (“log data”). Log data includes your Internet Protocol address, browser type and settings, the date and time of your request, and how you interacted with the Site.
- Cookies: Please see the “Cookies” section below to learn more about how we use cookies.
- Device information: Includes the name of the device, operating system, and browser you are using. Information collected may depend on the type of device you use and its settings.
- Usage Information: We collect information about how you use our Service, such as the types of content that you view or engage with, the features you use, the actions you take, and the time, frequency, and duration of your activities.
Cookies: We use cookies to operate and administer our Site, gather usage data on our Site, and improve your experience on it. A “cookie” is a piece of information sent to your browser by a website you visit. Cookies can be stored on your computer for different periods of time. Some cookies expire after a certain amount of time, or upon logging out (session cookies), others survive after your browser is closed until a defined expiration date set in the cookie (as determined by the party placing it) and help recognize your computer when you open your browser and browse the Internet again (persistent cookies). For more details on cookies please visit All About Cookies.
Analytics: We use Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses cookies to help us analyze how users use the Site and enhance your experience when you use the Site. For more information on how Google uses this data, go to www.google.com/policies/privacy/partners/.
Online Tracking and Do Not Track Signals: We and our third-party service providers may use cookies or other tracking technologies to collect information about your browsing activities over time and across different websites following your use of the Site. Our Site currently does not respond to “Do Not Track” (“DNT”) signals and operates as described in this Privacy Policy whether or not a DNT signal is received. If we do respond to DNT signals in the future, we will update this Privacy Policy to describe how we do so.
Your Choices: On most web browsers, you will find a “help” section on the toolbar. Please refer to this section for information on how to receive a notification when you are receiving a new cookie and how to turn cookies off. Please see the links below for guidance on how to modify your web browser’s settings on the most popular browsers:
- Internet Explorer
- Mozilla Firefox
- Google Chrome
- Apple Safari
Please note that if you limit the ability of websites to set cookies, you may be unable to access certain parts of the Site and you may not be able to benefit from the full functionality of the Site.
Advertising networks may collect Personal Data through the use of cookies. Most advertising networks offer you a way to opt out of targeted advertising. If you would like to find out more information, please visit the Network Advertising Initiative’s online resources at
http://www.networkadvertising.org and follow the opt-out instructions there.
If you access the Site on your mobile device, you may not be able to control tracking technologies through the settings.
- To provide the Service pursuant to the Terms of Service;
- To respond to your inquiries, comments, feedback, or questions;
- To send administrative information to you, for example, information regarding the Service, and changes to our terms, conditions, and policies;
- To maintain and improve the content and functionality of the Service (please see the “Cookies” section above to learn how we use cookies);
- To develop new products and services;
- To prevent fraud, criminal activity, or misuses of our Service, and to ensure the security of our IT systems, architecture, and networks; and
- To comply with legal obligations and legal process and to protect our rights, privacy, safety, or property, and/or that of our affiliates, you, or other third parties.
Aggregated Information: We may aggregate Personal Data and use the aggregated information to analyze the effectiveness of our Service, to improve and add features to our Service, and for other similar purposes. In addition, from time to time, we may analyze the general behavior and characteristics of users of our Services and share aggregated information like general user statistics with prospective business partners. We may collect aggregated information through features of the software that supports our Service, through cookies, and through other means described in this Privacy Policy.
Marketing: We may contact you to tell you about services we believe will be of interest to you. For instance, if you elect to provide your email or telephone number, we may use that information to send you special offers. You may opt out of receiving emails by following the instructions contained in each promotional email we send you. You can also control the marketing emails and/or text messages you receive by updating your settings through your account. In addition, if at any time you do not wish to receive future marketing communications, please contact us. If you unsubscribe from our marketing lists, you will no longer receive marketing communications, but we will continue to contact you regarding our Site and Services and to respond to your requests.
In certain circumstances, we may share your Personal Data with third parties without further notice to you, unless required by law, as set forth below:
- Vendors and Service Providers: To assist us in meeting business operations needs and to perform certain services and functions, we may share Personal Data with vendors and service providers, including providers of hosting services, cloud services, and other information technology services providers, event management services, email communication software and email newsletter services, advertising and marketing services, payment processors, customer relationship management, and customer support services, and web analytics services (for more details on the third parties that place cookies through the Site, please see the “Cookies” section above). Pursuant to our instructions, these parties will access, process, or store Personal Data in the course of performing their duties to us. We take commercially reasonable steps to ensure our service providers adhere to the Security standards we apply to your Personal Data.
- Business Transfers: If we are involved in a merger, acquisition, financing due diligence, reorganization, bankruptcy, receivership, sale of all or a portion of our assets, or transition of service to another provider, your Personal Data and other information may be shared in the diligence process with counterparties and others assisting with the transaction and transferred to a successor or affiliate as part of that transaction along with other assets.
- Legal Requirements: If required to do so by law or in the good faith belief that such action is necessary to (i) comply with a legal obligation, including to meet national security or law enforcement requirements, (ii) protect and defend our rights or property, (iii) prevent fraud, (iv) act in urgent circumstances to protect the personal safety of users of the Services, or the public, or (v) protect against legal liability.
- APIs: In order to provide the Service, we may collect Personal Data and other information from third parties through application programming interfaces (“APIs”). If you maintain an account with any of the following third parties, please be advised that such third party has reserved the right to access and use information we receive through their API in a manner consistent with the third party’s privacy policy:
We keep Personal Data for as long as reasonably necessary for the purposes described in this Privacy Policy, while we have a business need to do so, or as required by law (e.g., for tax, legal, accounting, or other purposes), whichever is longer.
Please log in to your account or contact us at the address set forth below if you need to change or correct your Personal Data.
Our Service is not directed to children who are under the age of 13. Lazo does not knowingly collect Personal Data from children under the age of 13. If you have reason to believe that a child under the age of 13 has provided Personal Data to Lazo through the Service, please contact us, and we will endeavor to delete that information from our databases.
The Site may contain links to other websites not operated or controlled by Lazo, including social media services (“Third Party Sites”). The information that you share with Third Party Sites will be governed by the specific privacy policies and terms of service of the Third Party Sites and not by this Privacy Policy. By providing these links we do not imply that we endorse or have reviewed these sites. Please contact the Third Party Sites directly for information on their privacy practices and policies.
Although we implement reasonable technical, administrative, and organizational measures to protect and secure Personal Data both online and offline, no Internet or email transmission is ever fully secure or error-free. Therefore, you should take special care in deciding what information you send to us via the Service or email. In addition, we are not responsible for circumvention of any privacy settings or security measures contained on the Service or third party websites. However, the foregoing does not limit any terms or obligations in our agreements with our business customers.
In certain circumstances, providing Personal Data is optional. However, if you choose not to provide Personal Data that is needed to use some features of our Services, you may be unable to use those features. You can also contact us to ask us to update or correct your Personal Data.
The Service, and our business may change from time to time. As a result, we may change this Privacy Policy at any time. When we do, we will post an updated version on this page unless another type of notice is required by applicable law. By continuing to use our Service or providing us with Personal Data after we have posted an updated Privacy Policy, or notified you if applicable, you consent to the revised Privacy Policy and practices described in it.
If you have any questions about our Privacy Policy or information practices, please feel free to contact us at
help@lazo.us.
